Follow the links for more information with regards to
LIFE ASSURANCE PRODUCTS
INSURANCE DEFINITIONS -
MORTGAGE PROTECTION - CRITICAL
ILLNESS
LONG TERM INCOME PROTECTION - TERM
LIFE ASSURANCE
GET A QUOTE
CLICK HERE FOR AN INCOME PROTECTION QUOTATION
LONG TERM INCOME PROTECTION QUOTE
The solution in the UK if you are self employed is to take out
protection insurance.
We have now formed a partnership with Permanent Insurance one of the
leading providers of income protection in the UK who through their
Protector Policy will give you a tax-free replacement income if you are
unfortunately unable to work through sickness or accident.
Lets look at some of the many benefits Permanent
Insurance's Income Protector can provide for you:
Income payable until you recover, or the termination date
of the policy.
No income tax to pay on the replacement income.
Worldwide cover for UK residents.
No premiums to pay during a claim after 13 weeks incapacity.
No exclusions other than HIV/Aids.
Discounts of up to 20% for certain occupations.
A range of products to suit your individual needs.
One of the keys for self employment success in the UK is to take out an income protection policy.
Income protection is a Life Assurance policy. Policies will insure against something happening to the individual within a specified period of time - this is known as the term of the policy. The policy is normally essential for individuals who are self employed. The self employed numbers have been increasing steadily over the last ten years which has resulted in this type of policy becoming more and more important.
In many ways the long term income policy is very similar to a mortgage policy. In this case the policy is not only designed to insure that the mortgage repayments are paid, but also that the income of the individual assured is maintained at an agreed amount. As a result of this concept it is clear as to why the self employed require policies of this nature. Basically with a self employed individual, they are reliant on being able to work to insure an income. Should the individual be unable to work, the incomes also ceases in most cases. Hence this type of insurance.
Importantly it is now possible to tailor the policies to an individuals specific needs. This is important as each individual that is self employed will have different areas of concern with regards to their occupation. Unfortunately there are many self employed individuals that are either grossly under insured and in certain cases have no insurance at all. A prerequisite to become self employed should be the consideration of a good income protection policy.
Our Discount income protection Policy
We share our commission with you the customer. We do this by sacrificing
a substantial percentage of our commission, which will reduce your premiums
throughout the term of your income protection policy. Because of this commission sacrifice
we believe that we offer the most competitive quotations.
IN
PARTNERSHIP WITH THE IDOL
CONTACT US - FAQ - TYPES OF COVER - HOME
